How to Live Cheap: 35 Cheap Living Tips for Families

4 min


In a world where expenses seem to be constantly on the rise, finding ways to live cheaply without sacrificing the quality of life is a skill worth mastering. Families, in particular, can benefit greatly from adopting frugal living practices. In this blog post, we’ll explore 35 practical tips that can help families thrive on a budget.

  1. Create a Budget: Start by understanding your income and expenses. A well-thought-out budget serves as the foundation for frugal living.
  2. Meal Planning: Plan your meals for the week to avoid unnecessary spending on takeout or convenience foods. Cook in batches to save time and money.
  3. Buy in Bulk: Purchase non-perishable items in bulk to take advantage of discounts and reduce the frequency of grocery shopping.
  4. Use Coupons and Discounts: Embrace the world of coupons and discounts to save money on groceries, household items, and even entertainment.
  5. Embrace Second-Hand Shopping: Thrift stores, consignment shops, and online marketplaces can be treasure troves for affordable clothing, furniture, and household items.
  6. DIY Cleaning Products: Make your own cleaning products using simple ingredients like vinegar, baking soda, and lemon to save on cleaning supplies.
  7. Energy Efficiency: Switch to energy-efficient appliances, turn off lights when not in use, and unplug electronics to reduce energy bills.
  8. Cut Cable and Opt for Streaming Services: Consider cutting cable subscriptions and opting for more affordable streaming services to save on entertainment costs.
  9. Public Transportation: Use public transportation or carpool to cut down on fuel expenses.
  10. Reduce Water Usage: Implement water-saving practices, such as fixing leaks and using water-efficient appliances.
  11. DIY Home Repairs: Learn basic home repair skills to tackle minor issues without the need for costly professional services.
  12. Grow Your Own: Start a small garden to grow your own fruits, vegetables, and herbs, reducing your grocery expenses.
  13. Limit Eating Out: Reserve eating out for special occasions and prioritize home-cooked meals.
  14. Pack Lunches: Prepare lunches at home and bring them to work or school to avoid the temptation of buying expensive meals.
  15. Explore Free Entertainment: Take advantage of free community events, parks, and libraries for entertainment.
  16. Cancel Unused Subscriptions: Review your subscription services regularly and cancel any that you no longer use or need.
  17. Reusable Items: Switch to reusable items such as water bottles, shopping bags, and coffee cups to save on disposables.
  18. DIY Gifts: Get creative with gift-giving by making personalized, homemade gifts instead of buying expensive ones.
  19. Unplug Electronics: Turn off and unplug electronic devices when not in use to save on electricity.
  20. Educational Freebies: Utilize free educational resources online instead of spending money on costly courses.
  21. Shop Off-Season: Purchase clothing and seasonal items during off-season sales to get the best deals.
  22. Negotiate Bills: Negotiate with service providers for better deals on internet, cable, and insurance.
  23. Buy Generic Brands: Opt for generic or store-brand products instead of name brands to save on groceries and household items.
  24. Limit Credit Card Use: Use credit cards wisely and avoid accumulating unnecessary debt. Pay off balances in full each month.
  25. DIY Haircuts: Learn basic hair cutting techniques to do haircuts at home and save on salon expenses.
  26. Library Memberships: Take advantage of your local library for free access to books, movies, and educational resources.
  27. Cashback Rewards: Use cashback apps and rewards programs to get money back on your everyday purchases.
  28. Negotiate Rent: Explore the possibility of negotiating rent with your landlord, especially if you have been a good tenant.
  29. Stay Informed about Sales: Keep an eye on sales and discounts, and time your purchases to take advantage of the best deals.
  30. Limit Impulse Buying: Practice mindfulness when shopping to avoid impulse purchases that can quickly add up.
  31. Downsize: Consider downsizing your living space if it makes sense for your family, as smaller homes often come with lower costs.
  32. DIY Home Decor: Spruce up your home with DIY decor projects instead of spending money on expensive decorations.
  33. Emergency Fund: Build and maintain an emergency fund to avoid going into debt in unexpected situations.
  34. Explore Free Hobbies: Find hobbies and activities that don’t require a significant financial investment.
  35. Quality over Quantity: Invest in high-quality items that may cost more initially but will save you money in the long run by lasting longer.


36. Utilize Community Resources: Take advantage of community resources such as food banks, community centers, and local assistance programs to help alleviate financial burdens.

37. Buy Used Vehicles: Consider purchasing a reliable used vehicle instead of a brand new one to save on depreciation and insurance costs.

38. Practice Minimalism: Embrace a minimalist lifestyle by decluttering and avoiding unnecessary purchases, leading to a simpler and more cost-effective way of living.

39. Negotiate Healthcare Costs: Negotiate medical bills and explore options for lower-cost healthcare services or generic prescription medications.

40. DIY Home Decor: Spruce up your living space by repurposing and upcycling items or creating your own decorations, saving money on expensive home decor.

41. Emergency Preparedness: Plan for emergencies by having a stocked emergency kit and a well-thought-out evacuation plan to avoid last-minute expenses.

42. Shop at Discount Stores: Explore discount stores and outlets for affordable clothing, home goods, and electronics.

43. Attend Free Events: Attend free community events, festivals, and workshops to enjoy entertainment without spending money.

44. Implement the 24-Hour Rule: Before making a non-essential purchase, wait 24 hours to assess whether it is a necessity or an impulse buy.

45. DIY Home Improvement: Learn basic home improvement skills to tackle minor repairs and upgrades without hiring professionals.

46. Set Financial Goals: Establish short-term and long-term financial goals to stay motivated and focused on saving money.

47. Embrace Hand-Me-Downs: Accept hand-me-downs for clothing, baby items, and household goods to reduce the need for new purchases.

48. Swap Skills with Others: Connect with friends or neighbors to exchange skills and services, such as babysitting, gardening, or home repairs, without any monetary exchange.

49. Cancel Non-Essential Memberships: Review all memberships, including gym and subscription services, and cancel those that are not essential or underutilized.

50. DIY Pest Control: Address minor pest issues using DIY methods before resorting to professional pest control services.

51. Explore Free Learning Platforms: Take advantage of free online learning platforms for skill development and education without the cost of formal courses.

52. Plan Gift-Giving: Plan gift-giving occasions in advance, taking advantage of sales and discounts to save money on presents.

53. DIY Car Maintenance: Learn basic car maintenance tasks, such as changing oil and replacing air filters, to save on auto repair costs.

54. Create a Savings Challenge: Challenge yourself and your family to a savings challenge, setting aside a specific amount each week or month to build up savings.

55. Participate in Loyalty Programs: Enroll in loyalty programs offered by your favorite stores to earn discounts and rewards on your purchases.

56. Buy Generic Medications: Opt for generic versions of prescription medications to save money on healthcare costs.

57. Plan Staycations: Enjoy vacations close to home, exploring local attractions and activities instead of traveling long distances.

58. DIY Pet Care: Groom your pets at home and make your own pet treats to cut down on grooming and pet care expenses.

59. Repair Clothing: Learn basic sewing skills to repair clothing instead of discarding items with minor damages.

60. Implement No-Spend Days: Designate certain days or weekends as “no-spend” days, challenging your family to find free activities and entertainment.

Living cheaply is about making intentional choices, finding creative solutions, and making the most of the resources available. By incorporating these additional tips into your frugal living strategy, you’ll be well on your way to achieving financial stability and building a secure future for your family.



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